Car Payment Calculator 

Before you take home your brand-new or new-to-you vehicle, you’ll want to see if the model is within your budget. One way to do so is to figure out the monthly payment amounts. If you’re wondering, “How do I calculate my payments?” you can do so by entering some information in Spitzer Ford Hartville’s car payment calculator. Keep on reading to see the directions, and enjoy this free tool of ours! 

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Ford or used vehicles at Spitzer Ford Hartville. We strive to offer a large inventory with something for all of our Canton and Randolph customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Alliance: 

• Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
• Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
• Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
• Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
• Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Contact Our Finance Center with Questions

Whether you want to lower your monthly payment amount or you want to explore more models that are within your budget, our specialists can help! Reach out to our finance team today!